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Insurance Policies...

1. Experience:
They are arranged by Comprehensive Travel Insurance, a company with 30+ years in the business - NZ’s oldest specialist Travel Insurance company.

2. Cover:
The policies cover virtually all risks you are likely to face travelling overseas – they have been developed and fine tuned over 30 years! They cover many more risks than policies such as “free” credit card policies.

3. Emergencies:
All policies offer 24 hour – 7 day emergency assistance!

4. Claims Payment:
Murphy’s Law! Things do go wrong! And when they do Comprehensive are quick and fair with claims payments – approx 1 in 9 policies issued has a valid claim settled!!

5. Underwriting:
They are underwritten by Vero, one of NZ’s biggest insurance companies, with an A+ financial strength rating.

For an online quote please click here

* Please feel free to contact us today for a comprehensive insurance policy that meets all your individual travel needs.

Schedule of Benefits

Policy Option Comprehensive Essentials

Cancellation / Travel Disruption Benefits	Maximum Benefits
Loss of Deposits Due to Cancellation	Unlimited	$10,000
Cancellation of Journey Paid in Full	Unlimited	$10,000
Curtailment of Travel	Unlimited	$10,000
Missed Connection	$10,000	$500
Travel Delay	$10,000	$500
Frequent Flyer Points	$5,000	$5,000
Costs of Resumption of Travel	$10,000	Nil
Strikes And Hijacks	$10,000	Nil
Evacuation – Civil Unrest Pacific Islands	$1,500	Nil
Additional Expenses as a Result of an Act of Terrorism	$3,000	Nil

Medical Benefits	Maximum Benefits
Medical Treatment During Your Journey	Unlimited	Unlimited
PLUS: Medical Repatriation to NZ Excluding Terrorism	Unlimited	Unlimited
Medical Repatriation to NZ as a Result of Terrorism	$250,000	Nil
Follow-on NZ Medical Treatment	$2,000	Nil
Emergency Dental Treatment
- As a result of an injury	$2,000	$500
- Pain relief not accident related	$500	$500
Incidental Hospital Expenses	$4,000	Nil
Accompanying Person Costs	Reasonable Costs	Nil
Search and Rescue – Natural Disaster	$10,000	Nil

Life Benefits	Maximum Benefits
Funeral Expenses	$20,000	$10,000
Accidental Death of Permanent Disablement Excluding Terrorism	$50,000	$10,000
Accidental Death of Permanent Disablement as a Result of Terrorism	$25,000	Nil

Baggage, Personal Effects and Money Benefits	Maximum Benefits
Personal Baggage – Total Limit	$25,000	$5,000
General Item Limit	$1,500	$750
Special Item Limit For Items Where The Primary Use is a Portable Computer, Video or Camera	$2,500	$750
Emergency Baggage Limit	$1,500	$250
Specified High Value Items
- Maximum Value Per Item	$10,000	Nil
- Maximum High Value for All High Items	$20,000	Nil
Replacement of Travel Documents	$3,000	Nil
Personal Money	$500	Nil
Additional Expenses As A Result of an Act of Terrorism	$3000	Nil

Personal Liability Benefits	Maximum Benefits
Rental Vehicle Excess	$4,000	$1,000
Personal Liability	$2,500,000	$500,000
Defence Costs – including wrongful arrest	$10,000	Nil

Loss of Deposits

You can also choose to buy Loss of Deposits only cover. This protects you for up to $10,000 in cancellation costs. This cover expires when you make the final payment for your journey. At this point if you wish to continue with cover you must purchase either the Comprehensive of Essentials policy.

         For more information please view our insurance brochures

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